Student Accident Insurance

Accidents happen.  Are your students covered?
School related injuries to students are a matter of serious concern.  Everyday your schools have students participating in interscholastic sports, including band, baseball, basketball, cheerleading, football, soccer, softball, swimming, tennis, track and field, and more. And everyday students may be at risk to injury. Whether its practice, games on campus or even travel to opponent’s games, we’ve got you covered.
Student Accident Coverage provides protection while an insured student is on school premises during the days and months that school is in session; traveling directly to or from their residence and school in a vehicle supplied by the school; and participating in or attending activities sponsored solely by the school that are continually supervised by a school official or employee. One-day field trips and religious education classes are included. All high-school interscholastic football activities are excluded, unless the applicable additional premium is paid.
At Gary Financial Group we offer Student Accident plans from top-rated insurance carriers which provide peace of mind and protection to hundreds of thousands of students across the U.S.
Student Accident programs offered:

  • Global Emergency Assistance Services
  • International Student Plan
  • Summer Sports Camp Coverage
  • Student Accident and Health Insurance
  • Intercollegiate Sports Plan


  • Covers all students day care and K-12;
  • Covers all students Colleges & Universities
  • Covers a 12-month period;
  • Treatment by a Physician;
  • Hospital Services;
  • Services of a Licensed Practical Nurse or RN;
  • Use of an operating room, anesthesia (including administration thereof), laboratory services;
  • Use of an ambulance;
  • Use of an Ambulatory Surgical/Medical Center;
  • If ordered by a Physician, prescription medicines, drugs, or any other therapeutic services or supplies;

* This is a generic summary of typical coverage benefits. Please see the school's policy for exact plan details and coverages.